OUR VISION
"Hamro SACCOS for a complete financial solution and economic empowerment."
Committed to delivering complete financial solutions and empowering the community through cooperative values.

Hamro SACCOS drives economic development, social justice, and cooperative empowerment through transparent, community-first finance.
"Hamro SACCOS for a complete financial solution and economic empowerment."
To have a positive impact on the community's lifestyle and community based on economic development, social justice and cooperative values.
Established on cooperative principles, Hamro SACCOS has supported local families and businesses in Lalitpur since 2000.
Hamro Savings and Credit Cooperative Society Limited has been improving socio-economic conditions for its members through savings, loans, and community-focused financial services. We offer reasonable interest loans, SIP-based income generation programs, and trusted support to help members grow.
We are the result of a strong merger between Hamro Namuna Savings & Credit, Hamro Thaili Savings & Credit, and Sewak Savings & Credit cooperatives, formally joining together on Mangsir 30, 2078 BS to build a more capable and resilient cooperative.
A cooperative governed by members with shared ownership and responsibility.
Registered with the Department of Cooperatives and committed to strong governance.
Supporting member progress through savings, loans, and income-generation support.
Built around cooperative values, social justice, and economic empowerment.
Comprehensive banking services designed to make everyday finance easier and more accessible for members.
Grow your savings with flexible accounts, fixed deposits, and tailored plans for every member.
Affordable loans for personal, business, education, and home needs through our SIP-based program.
Send and receive funds quickly through our network of partner banks and money transfer services.
Access cash anytime and anywhere nationwide with our Coop ATM card service.
Manage your account, transfer money, and pay bills conveniently from your mobile device.
Renew vehicle bluebooks without the hassleโour members enjoy fast, reliable service.