Mission & Vision

Hamro SACCOS

Committed to delivering complete financial solutions and empowering the community through cooperative values.

Hamro SACCOS cooperative building
Our purpose

Building a fairer financial future for every member

Hamro SACCOS drives economic development, social justice, and cooperative empowerment through transparent, community-first finance.

OUR VISION

"Hamro SACCOS for a complete financial solution and economic empowerment."

OUR MISSION

To have a positive impact on the community's lifestyle and community based on economic development, social justice and cooperative values.

Our Story

About Hamro Savings & Credit Cooperative

Established on cooperative principles, Hamro SACCOS has supported local families and businesses in Lalitpur since 2000.

Hamro Savings and Credit Cooperative Society Limited has been improving socio-economic conditions for its members through savings, loans, and community-focused financial services. We offer reasonable interest loans, SIP-based income generation programs, and trusted support to help members grow.

We are the result of a strong merger between Hamro Namuna Savings & Credit, Hamro Thaili Savings & Credit, and Sewak Savings & Credit cooperatives, formally joining together on Mangsir 30, 2078 BS to build a more capable and resilient cooperative.

Member-Owned

A cooperative governed by members with shared ownership and responsibility.

Trusted & Regulated

Registered with the Department of Cooperatives and committed to strong governance.

Growth-Focused

Supporting member progress through savings, loans, and income-generation support.

Community First

Built around cooperative values, social justice, and economic empowerment.

Experience Our Financial Services

What We Offer

Comprehensive banking services designed to make everyday finance easier and more accessible for members.

01

Deposit Services

Grow your savings with flexible accounts, fixed deposits, and tailored plans for every member.

02

Loan Services

Affordable loans for personal, business, education, and home needs through our SIP-based program.

03

Remittance

Send and receive funds quickly through our network of partner banks and money transfer services.

04

Coop Card (ATM)

Access cash anytime and anywhere nationwide with our Coop ATM card service.

05

Mobile Banking

Manage your account, transfer money, and pay bills conveniently from your mobile device.

06

Bluebook Renew

Renew vehicle bluebooks without the hassleโ€”our members enjoy fast, reliable service.