Financial Support

Loan Services

Tailored lending solutions to help you achieve your personal and professional goals with transparency and ease.

Eligibility

  • Applicants must be a registered member of Hamro Savings and Credits.
  • Age of Applicant shall not be more than 60 years at the time of loan maturity.
  • Must have a stable source of income to ensure timely repayment.
EMI Policy: EMI should not be more than 60% of the disposable monthly income of the borrower, combined with the income of the spouse or other family members.

Documents Required

Document CategoryRequired Details
Identity ProofValid Citizenship Certificate or Passport.
PhotosRecent passport-sized photographs (applicant & guarantor).
Income VerificationSalary certificate, bank statements, or business registration documents.
Collateral DocumentsLand ownership certificate (Lalpurja) and tax clearance.
Application FormDuly filled loan application form.
Proof of ResidenceUtility bill or local ward office recommendation.

Ready to start your application? Visit our office for a personal consultation.


Download Application Form →
What We Offer

Experience Our Financial Services

Comprehensive financial solutions tailored for our cooperative members transparent, accessible, and community first.

Deposit Services

Grow your wealth with our flexible savings accounts offering competitive interest rates. Regular savings, fixed deposits, and special savings plans for all members.

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Loan Services

Get affordable loans at reasonable interest rates through our SIP-based income generation program. Personal, business, education, and home loans available.

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Remittance

Receive and send money quickly and securely through our wide network of partner banks and financial institutions across Nepal and internationally.

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Coop Card (ATM)

Access your funds anytime with our Coop ATM Card. Withdraw cash, check balances, and make transactions from thousands of ATMs nationwide.

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Mobile Banking

Bank from anywhere with our mobile banking service. Check balances, transfer funds, pay bills, and manage your account from your smartphone.

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Bluebook Renew

Convenient vehicle bluebook renewal services for members. Save time and avoid long queues at the transport office with our hassle-free renewal process.

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