Hamro Savings and Credits

Deposits Built Around Your Goals

Grow your savings, plan for tomorrow, and enjoy the trust and reliability of a cooperative that puts its members first.

Interest Rates

The following table displays our current savings deposit interest rates as detailed.

SN.SAVINGS DEPOSITSMin. Bal. (NPR)% PER ANNUM
1साधारण बचत5003.5 %

What We Offer

Experience the Service

At Hamro Savings and Credits, we believe banking should feel personal. From flexible deposit schemes to reliable loans and trusted partnerships, every service is designed to help our members thrive.

Savings accounts
Savings

Save Today for Better Tomorrow

Consistent saving habits build a secure future.

Our savings accounts are designed for every stage of life, whether you're setting aside a little each month or building a long-term nest egg. Enjoy competitive interest rates, easy withdrawals, and dedicated support.

  • Attractive interest rates on regular and fixed deposits
  • Flexible deposit options for individuals and groups
  • Simple account opening with minimal documentation
  • Secure, member-focused financial planning
Open a Savings Account →
Loan services - handshake over documents
Loan

Empowering Dreams, Enabling Success

Financial support when you need it most.

From starting a small business to funding education or home improvement, our loan products are structured to be accessible, transparent, and tailored to our members' real needs.

  • Quick loan approval with clear terms
  • Business, personal, and education loan options
  • Reasonable interest rates and repayment flexibility
  • Guidance from experienced financial advisors
Apply for a Loan →
Other Services

Our Various Services That Benefit Our Members

Beyond savings and loans, we offer a range of services designed to make managing your finances easier and more rewarding.

Remittance service

Remittance Services

Fast, secure domestic and international money transfer for members and their families.

Financial advisory service

Financial Advisory

Personalized guidance to help members plan savings, investments, and repayments wisely.

Insurance service

Insurance Facilitation

Access to trusted insurance products for life, health, and asset protection.

Locker facility service

Bluebook Renew Services

Any one can renew their bluebook of vehicle from Hamro Saccos. Contact nearest service centre for the further information and process.

Digital banking service

Digital Banking

Convenient online and mobile access to manage accounts anytime, anywhere.

Member support service

Member Support

Dedicated relationship officers available to assist with every financial need.

Start Your Savings Journey Today

Join thousands of members who trust Hamro Savings and Credits with their financial future.

Visit Your Nearest Branch →