Hamro Savings and Credits
Deposits Built Around Your Goals
Grow your savings, plan for tomorrow, and enjoy the trust and reliability of a cooperative that puts its members first.
Hamro Savings and Credits
Grow your savings, plan for tomorrow, and enjoy the trust and reliability of a cooperative that puts its members first.
The following table displays our current savings deposit interest rates as detailed.
| SN. | SAVINGS DEPOSITS | Min. Bal. (NPR) | % PER ANNUM |
|---|---|---|---|
| 1 | साधारण बचत | 500 | 3.5 % |
At Hamro Savings and Credits, we believe banking should feel personal. From flexible deposit schemes to reliable loans and trusted partnerships, every service is designed to help our members thrive.
Consistent saving habits build a secure future.
Our savings accounts are designed for every stage of life, whether you're setting aside a little each month or building a long-term nest egg. Enjoy competitive interest rates, easy withdrawals, and dedicated support.

Financial support when you need it most.
From starting a small business to funding education or home improvement, our loan products are structured to be accessible, transparent, and tailored to our members' real needs.
Beyond savings and loans, we offer a range of services designed to make managing your finances easier and more rewarding.
Fast, secure domestic and international money transfer for members and their families.

Personalized guidance to help members plan savings, investments, and repayments wisely.

Access to trusted insurance products for life, health, and asset protection.

Any one can renew their bluebook of vehicle from Hamro Saccos. Contact nearest service centre for the further information and process.

Convenient online and mobile access to manage accounts anytime, anywhere.

Dedicated relationship officers available to assist with every financial need.
Join thousands of members who trust Hamro Savings and Credits with their financial future.
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